requirements, aid 52 years, amount, insertion income


A total of half a million citizens over 55 years they face the last years before their retirement receiving unemployment benefits that barely reach 463 euros. These are the aids provided by the State Public Employment Service (SEPE) for the unemployed who have stopped receiving unemployment benefits and, in the case, of aid for people over 52 years of age, also for those who have exhausted other subsidies with a limited duration. Meanwhile, there are another 150,000 unemployed a few years after retirement receiving unemployment benefits, which in their case is 900 euros on average. Almost eight out of ten of these unemployed have been looking for a job for more than a year.

The 52 year allowance has become the last resort for a total of 419,000 Spaniards, who are unable to find a job, mainly due to their age and who, for the most part, will reach the age of 65 receiving this minimum aid, which represents 80% of the Indicator Public Income of Multiple Effects (IPREM), which in 2022 is set at 592 euros. Unlike the other SEPE subsidies, contribute to Social Security for retirement; is compatible with a job under certain conditions; and it also has an indefinite duration and can continue to be collected until the ordinary retirement age.

Who is entitled to the subsidy for people over 52 years of age

The subsidy for people over 52 years of age is one of the most demanded mechanisms, but this aid does not include discontinuous permanent workers -in others if this possibility is admitted-, it is necessary to be a job seeker and “want” to work and, in addition, not have their own income that is higher than 75% of the Minimum Interprofessional Salary (SMI). For their part, up to 108,000 people received the Active Insertion Income (RAI). This subsidy is designed for long-term unemployed people over 45 years of age and people with disabilities -who must prove they are actively looking for work-, returned emigrants and victims of gender-based violence.

The Minimum Insertion Income lasts a maximum of 11 months. Your monthly amount is equivalent to 80% of the IPREM

What are the requirements of the Minimum Insertion Income

It is necessary to be unemployed, be under 65 years of age, not have a monthly income of more than 75% of the SMI, excluding the two extras, and not have been a RAI beneficiary in the 365 calendar days prior to the date of the new application. The Insertion Income It lasts a maximum of 11 months. Its monthly amount is 80% of the IPREM. In the case of victims of gender-based violence and if they have had to move house in the 12 months prior to requesting the aid, they can request three extra months that will be paid in a single payment.

What is the Extraordinary Unemployment Subsidy

While the subsidy Extraordinary Unemployment (SED) was launched to replace the previous Plan Prepare and it is designed for the long-term unemployed with family responsibilities. Almost 452 euros per month are charged, but the benefit is limited to six months. Applicants must be unemployed, but with the benefit exhausted, they must prove income below 75% of the SMI. In addition to being long-term unemployed, they must show that they have already applied for and exhausted any of the following benefits: unemployment aid or unemployment subsidy, Active Insertion Income Program (RAI) and the Temporary Program for Protection for Unemployment and Insertion (PRODI) or the Plan Prepares.

In the month of September 2022, the latest data available, up to 1.7 million people have benefited from unemployment protection, 97,816 people less than last month and 136,388 less than a year ago. The recipients of contributory benefits fell by 108,149, but the recipients of unemployment benefits increased by 9,524 compared to the previous month.


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